FHA Loan

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  • A government-backed mortgage with more flexible qualification requirements

  • Down payments as low as 3.5%

  • The entire down payment may be eligible to come from a financial gift

  • More flexible credit and income requirements than other loan options

  • Choose from several fixed-rate terms or adjustable-rate options

  • Available for buying or refinancing a primary residence

  • Renovation financing available through an FHA 203(k) loan

  • A government-backed mortgage with more flexible qualification requirements

  • Down payments as low as 3.5%

  • The entire down payment may be eligible to come from a financial gift

  • More flexible credit and income requirements than other loan options

  • Choose from several fixed-rate terms or adjustable-rate options

  • Available for buying or refinancing a primary residence

  • Renovation financing available through an FHA 203(k) loan