Doctor Loan Program

Flexible Home Financing for Medical Professionals

With Red Oak Mortgage’s Doctor Loan Program, eligible medical professionals can finance up to 100% of a primary residence purchase or rate & term refinance — with no monthly mortgage insurance required.

This specialized program is designed to support physicians and medical professionals who may have high earning potential but limited savings due to years of education and training.

Program Highlights

• Financing up to 100% for medical professionals with certain degrees

• No monthly mortgage insurance

• Loan amounts up to $2,000,000

• Fixed and Adjustable rate products available

• Gifts and non-occupying co-borrowers are allowed

• Primary residence purchase or rate.term refinance