Home Equity Line of Credit (HELOC)

You can access the equity in your house for various reasons like paying down high-interest debt, remodeling your home, or affording tuition. Whatever it may be, get a HELOC and your payment will be based on how much you borrow. It's that simple!

  • Take up to $500K for a primary residence ONLY

  • 10-Year Draw Period, 20-Year Payback Period

  • Borrowers MUST meet qualifications

  • Variable Interest Rate based on WSJ Prime Rate

  • Combined Loan-to-Value ratios up to 89.99% between your 1st mortgage & your new HELOC!

  • Interest rates for HELOCs are lower compared to taking out personal loans or using credit cards

  • Available payments include interest-only OR interest & principal for both stand-alone and concurrent HELOCs