Construction & Renovation Loan Programs

Red Oak Mortgage is proud to offer
specially crafted loans for custom-crafted homes.
Click below to download our guide!

Our loan programs allow you to both build and finance the new home of your dreams
or renovate an existing property to create your dream home!

 

Construction Loan Programs

Features & benefits:

  • Consolidate construction and purchase loans for only one set of closing costs & fees

  • Make interest-only payments during construction phase

  • Simple and flexible draw process with no set schedules

Renovation Loan Programs

 Features and benefits:

  • Purchase or Refinance your home and pay for needed renovation costs, with financing based on the appraised value of your home after the work is completed!

  • Renovation funds are held in escrow and disbursed according to a pre-determined schedule as your project progresses

  • Use to finance your soft costs (architectural services, engineering, permit fees, etc.) as well as actual costs.

    Conditions apply for all construction & renovation loan features.