Refinance QuestionnaireAnswer five simple questions to get started on your refinance. We’ll provide you with a no-obligation quote! Questions? Just click Contact Us at the bottom. Borrower Name * First Name Last Name Property Address * Please Contact Me By * Email Texting My Mobile Calling My Mobile Are you interested in a rate/term refinance or a cash-out refinance? A rate/term refinance allows us to cover your 1st mortgage payoff, closing costs, skip a payment, and get you some limited cash at closing. A cash-out refinance allows you to pay off other debts, get cash-in-hand, or pay off second mortgages. Rate/Term Refinance Cash-out Refinance I'm not sure! Would you like to skip a payment or bring it to closing? Most clients like to skip a mortgage payment, but some like to refi just their current balance and bring those funds to closing. Skip payment Bring it to closing I'm not sure! Which loan term are you looking for? Depending on your goals, we have options that can save you tens of thousands of dollars in interest and decades off your mortgage term! 30-year fixed (lowest possible payment) Keep my current term, lower my payment (we will keep your remaining years (29, 28, etc) and lower your payment based on your new rate) Keep my current payment, shorten my term (can shave years off your mortgage if you are comfortable with your payment) I'm not sure! Would you like to pay taxes & insurance in your mortgage payment or separately? We can include your tax and insurance with your mortgage payment each month, or you can pay them separately. Escrow my taxes and insurance Waive escrows, I will pay my taxes and insurance on my own I'm not sure! Who is your Mortgage Consultant at ROM? Please select the ROM Team Member to receive your inquiry. I'm not sure/I don't have one yet Brian LaRue Joseph DeMaio Kelly Kerrick Michael LaRue Nick DiMaso Beth Orler Someone else not listed We've received your request and a ROM Mortgage Consultant will be in touch with you shortly. Contact UsRefinance GuideReturn Home